Residential Lending
Competitive Home Loan Solutions for Your Clients
Bernstein's Client Lending platform gives financial advisors access to a comprehensive suite of residential mortgage products—enabling you to deliver a seamless, high-touch lending experience that complements your wealth management services.
Whether your client is purchasing their first home, upgrading to a luxury property, or looking to refinance for better terms or cash-out equity, our network of specialized mortgage lenders has the right solution.
Conventional Mortgages
Conforming and non-conforming loan programs for primary residences, second homes, and investment properties.
Jumbo Loans
High-balance mortgage solutions for luxury properties and high-net-worth clients exceeding conforming limits.
Refinancing
Rate-and-term or cash-out refinancing to optimize your client's mortgage structure and unlock equity.
Specialized Programs
FHA, VA, USDA, and portfolio loan programs for clients with unique financial profiles or property types.
Why Use Client Lending for Residential Mortgages?
- Access to 1,450+ residential lenders nationwide
- Competitive rates across conventional, jumbo, and specialty programs
- Dedicated loan specialists with wealth management experience
- Streamlined process from inquiry to close
- Available in all 50 states
- Loan sizes from $100K to $10M+
- High-touch service for high-net-worth clients
The Right Mortgage for Every Client
From first-time homebuyers to seasoned real estate investors, our platform matches your clients with lenders who specialize in their specific situation. Our team of lending specialists works alongside you to ensure a smooth, transparent process from initial inquiry through closing.
Residential mortgages are often one of the largest financial decisions your clients will make. With Bernstein's Client Lending, you can be confident you're offering them the best available options—backed by our technology and expertise.
"Having access to a curated network of mortgage lenders through Client Lending has allowed us to provide a truly holistic wealth management experience—our clients no longer need to look elsewhere for their home financing needs."— Financial Advisor, RIA Partner